The Housing Reconstruction Program assists qualifying very low, low, and moderate-income homeowners in target areas reconstruct their home with a combination payback and forgivable loan. Temporary Relocation Services are provided under the City of Lubbock’s Optional Relocation Policy during the demolition and construction. Program Information
"Reconstruction" is defined as the rebuilding of existing housing that is non-rehabitable. The federal funding for this program is provided through the Home Investment Partnership Program (HOME) and/or Community Development Block Grant (CDBG).
This is a voluntary program. Participants are required to sign a voluntary demolition contract with the demolition contractor. The contractor is selected through a bidding process.
The City provides assistance in the form of a No Interest Deferred Payment Loan (NIDP) and a Housing Reconstruction Loan (HRL) for replacing the substandard unit.
Homes are referred from rehab applications that have been denied because the substandard home(s) cannot be rehabilitated.
Applicants must be income eligible and owner occupants of a property located in a targeted area.
Street Borders for Target Neighborhoods